LOGITECH CONTROL CENTER MAC HIGH SIERRA MANUAL
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At the time, DH & I were $37K in debt, behind on a lot of bills and in a pretty precarious financial position.

I’ve used YNAB seriously since August 2008. This provides very good encouragement for keeping track of every penny though! I also found the “Help” menu on the left-hand side of the screen very handy.ĭo you use You Need A Budget? How do you like it? However, because YNAB does not receive a feed from any financial institutions, the process of entering every single transaction can be very manual. YNAB will also appeal to those who feel uncomfortable giving a budgeting tool access into their accounts and prefer a program that sits on their desktop.

Those who are familiar with Microsoft Excel will especially like the familiar format of the “Register” and “Budget” screens. You Need A Budget is a great tool for anyone looking to get their finances better organized. The “Total Spending (month-to-month)” is also a great way to see fluctuations in your monthly spending, both overall and by category. It’s such a great way to see where your money is going each month. I thought this section could use some flushing out in terms of more ways to view your data but I think the “Spending by Category” pie chart is awesome. a paycheck, a mortgage payment, car insurance, etc., can be scheduled here so that you don’t have to enter them each time they actually do occur.Īnd now for the fun part! You Need A Budget lets you take all of this information that you’ve entered about your spending and income and make some sense of it in pictures: charts and graphs.

LOGITECH CONTROL CENTER MAC HIGH SIERRA MANUAL

The “Scheduler” section of You Need A Budget is a convenient way to lessen the amount of manual entries you have to make. As each future transaction is registered and categorized, your monthly surplus or deficit is clearly displayed. You Need A Budget will automatically calculate the “Remaining” amount that you have left to spend in each category and overall for the month. Now, for upcoming months, you can establish a baseline budget of the amount you expect to spend in each category and mark it under the “Budgeted” column.

Having this information from the past couple of months is a great way to form a budget that you want to stick to for the coming months. What’s so great is that every individual transaction is now rolled up so that you see the total amount you spent in each category for each month, i.e. Once you have organized and categorized all of your transactions in the Register, you can click over to the Budget tab to see your total expenditures from the time frame that your data encompasses. (click on the images to expand them) Budget The most important part of this section is correctly categorizing your entries (i.e., Food: Groceries, Food: Restaurants, Recreation: Entertainment), which is the basis for the rest of the You Need A Budget program but unfortunately can take quite a bit of time at first.

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You can download data from your financial institution and import it here or you can manually add entries, which may be most effective for cash transactions. The first YNAB section is the “Register,” which allows you to store all of your financial transactions from multiple accounts, including checking and savings accounts, and credit cards. It also has built-in reporting and lets you enter a single receipt and split it up among different budgeting categories which can come in very handy.

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Some advantages of the Pro version are that it allows you to import transactions from your bank and automate recurring entries, and also offers unlimited budgeting categories and auto-suggested budgeting features. Unfortunately, Mac users will have to stick with the Basic version for now because the Pro version is not yet available.

LOGITECH CONTROL CENTER MAC HIGH SIERRA SOFTWARE

The YNAB Basic version is $24.95 and the YNAB Pro is $49.95 and you can either download the software or request a hard copy. One of the first things you’ll notice on the You Need A Budget website is that there are two versions of their product offered, Basic and Pro. I recently took a look at YNAB Pro and really liked what I saw! You Need A Budget has four main principles that it encourages as a way to financial peace: One popular program is You Need A Budget (YNAB), a tool that promises simple, easy-to-use software and a money management methodology. Many of you with an interest in personal finance have probably explored various budgeting strategies and tools that can help make the task a bit easier.

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